• No Deposit
    Ease your cash flow to get what you really want
  • Repay extra any time, with no early pay out fees
    To see repayment amounts, visit the calculator


Apply today

1. Apply
Apply only in minutes (you'll need to be over 18, a permanent Australian resident and earning over $25,000 full time)
2. Accept
Upon upproval, you'll receive an SMS with important information about your Skye account and 4 digit code to accept
3. Authorise
Visit our store and purchase what you want. To authorise the purchase, you'll need to enter the second 4 digit code SMSed to you
4. Enjoy
Enjoy your purchase! You'll receive a welcome pack with your card within 10 days and monthly statements showing the minimum payment and due date

Why choose Skye

Once approved for Interest Free*, you'll receive a Skye Mastercard which allows you to access a range of other great long term Interest Free* offers across the Skye Retail Network.

Plus it can be used as a regular credit card for every day purchases:

90 days breathing space
90 days Interest Free and no repayments on every card purchase^
Take control with more choice
Ability to convert card transactions of $250 or more to a 9, 12, or 15 month Interest Free Instalment Plan for a small establishment fee#
No International transaction fee

Learn more about Skye Mastercard